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Contact Information

Contact Information

Housing and Redevelopment Authority


Home Improvement Loan Program


Bloomington Home Improvement Loan program provides Bloomington owner-occupied households the ability to access funds to maintain, repair and improve their homes.

What are the program income limits?

Household size 80% 100%
1 $66,300 $87,450
2 $75,750 $99,950
3 $85,200 $112,450
4 $94,650 $124,900
5 $102,250 $134,900
6 $109,800 $144,900
7 $117,400 $154,900
8 $124,950 $164,900

as of June 2023

  • Income limits based on a percentage of the Area Median Income for our region, Minneapolis-St. Paul-Bloomington. These are calculated yearly by HUD 
  • Applicants between 80% and 100% income must obtain a letter of denial from a MN Housing network lender in order to be eligible.
  • Based on current gross income from all household members* plus 0.5% of all assets.

* All persons residing in the house, to include all related and unrelated renters and boarders.

How do I apply?

Download a PDF application and return to Bloomington HRA staff by email