City facilities, including Bloomington Civic Plaza, are currently closed. Call 952-563-8700 for info, or visit the   COVID-19 closures page.

Foreclosure Prevention

What is foreclosure?

Foreclosure is a legal action used by a mortgage company to recover money from a customer who does not pay his or her debt in accordance with the terms of the mortgage agreement.

Reasons for pending foreclosure

A homeowner may face sudden extenuating circumstances that force them to stop making timely payments:

  • Rising interest rates
  • Unemployment
  • Divorce
  • Health problems
  • Death of a family member

Ways to avoid foreclosure

Beware of mortgage foreclosure and short sale scams

Need help understanding foreclosure?

'Making Home Affordable' plan:
What does it mean for Minnesotans?

Free foreclosure workshops and programs

Minnesota Home Ownership Program workshops

These workshops will provide information on what happens during foreclosures, homeowners' rights, and solutions for long-term housing needs. Participants will be able to ask questions and get free advice - confidentially - from mortgage lending and foreclosure specialists.

For more information and directions, see Minnesota Home Ownership Center. 

Workshops on Video

The web-based workshop includes information about the foreclosure process, rights during foreclosure, and available assistance for homeowners, as well as renters.

Foreclosure information for military personnel

Foreclosure information for renters

Foreclosure listings