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Update your home

Do you have a leaky roof or an outdated electrical system? HRA Home Rehabilitation loans could help you upgrade.

Loans of up to $35,000 are available to income-qualified Bloomington homeowners who want to repair their homes to meet health or safety requirements such as code repairs for electrical, heating and plumbing; lead paint stabilization; and energy efficiency and
exterior improvements. 

There are no monthly payments. The loan will accrue interest at an annual rate of 2% for a period of 10 years. Homeowners do not need to repay the loan until they sell or transfer title, or the property is no longer their principal place of residence.

Homes built before 1978 may be required to have a Lead Risk Assessment. For an application, visit or call 952-563-8937.