To become a first-time homebuyer, you need to know where and how to begin the homebuying process.
Minnesota Housing offers affordable loan programs to layer on top of a mortgage. Including down payment and closing cost loans. They also offer affordable, fixed interest rates for the life of the loan.
Minnesota Housing is a state agency that provides first mortgage programs and down payment and closing cost assistance for first-time homebuyers, non first-time homebuyers and those looking to refinance.
For more information about these programs, please visit www.mnhousing.gov or call 651-296-8215.
Keep and Maintain Your Home
Are you behind on mortgage payments? Does your house need maintenance? The following programs may help you keep and maintain your home.
Homeowners who have fallen behind on their mortgage or other eligible housing-related expenses due to the effects of the pandemic are eligible to receive up to $35,000 in assistance for past-due expenses.
Call 1-800-388-3226 or visit HomeHelpMN.org for more information or to apply.
Bloomington Home Improvement Loan program provides Bloomington owner-occupied households the ability to access funds to maintain, repair and improve their homes. Use the button below to find out more information about the program and its qualification criteria.